{"id":282,"date":"2022-12-31T06:08:47","date_gmt":"2022-12-31T06:08:47","guid":{"rendered":"https:\/\/propertycloud.in\/blog\/?p=282"},"modified":"2024-08-26T07:47:58","modified_gmt":"2024-08-26T07:47:58","slug":"how-to-buy-a-house-in-chennai","status":"publish","type":"post","link":"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/","title":{"rendered":"How to Buy a House in Chennai: Your Local Guide"},"content":{"rendered":"\n<p>Chennai city is famous for many things, and buying a home in such a popular city would be great. Buying a home in Chennai is beneficial while getting a view of the cultural capital of south India, also known as madras, and getting advanced amenities. Buying\/owning a home is rapidly growing in the urban localities of Chennai.&nbsp;<\/p>\n\n\n\n<p>Some localities in the city have accumulated the real estate of Chennai have immense importance. The Chennai Real estate residential market record says the <a href=\"https:\/\/www.thehindu.com\/news\/national\/tamil-nadu\/chennai-records-rise-in-sale-of-residential-units\/article65608982.ece\">market growth is 21% YOY in the first six months of 2022.<\/a>&nbsp;<\/p>\n\n\n\n<p>The data gathered by knight frank India, India Real Estate: H1 2022 (January-June 2022) The new house launches grow by 40%.&nbsp;<\/p>\n\n\n\n<p>Chennai sales record said: In the first half of 2022, housing units 6,951 side by side, and 5,751 housing units got sold in 2021. According to the 40% increase, housing units in the first half of 2022 will be 7,570, up from 5424 in the first six months of 2021.<\/p>\n\n\n\n<figure class=\"wp-block-image is-resized\"><img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/AKu5WlzMKYaGDROkvF6WhBhzeuG_1qrH30XW7CE4DELp2s5qit-8I4nYsb_J9KTQTJnoJkrzg7JIjZEBa1F8Zqjt-ajfWP7PUmfN_XXFAq0GlkyvH5oF9BGuAzHXGDTNLuUlPlb5zUCpKK0i__MYo4XdvJ6TJRfKSeoeS2af_xmc4kTWuhBx6oiKw92cCw\" alt=\"\" style=\"width:705px;height:468px\"\/><figcaption class=\"wp-element-caption\"> Chennai city<\/figcaption><\/figure>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_68_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#How_To_Buy_A_House_In_Chennai\" title=\"How To Buy A House In Chennai?\">How To Buy A House In Chennai?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#Local_guide_for_home_buying_in_Chennai\" title=\"Local guide for home buying in Chennai\">Local guide for home buying in Chennai<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#Requirements\" title=\"Requirements\">Requirements<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#What_Are_Your_Needs_In_A_Home\" title=\"What Are Your Needs In A Home?\">What Are Your Needs In A Home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#B_%E2%80%93_Research_the_home-buying_process\" title=\"B &#8211; Research the home-buying process&nbsp;\">B &#8211; Research the home-buying process&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#C_%E2%80%93_Research_About_Fresh_ProjectsLocalities\" title=\"C &#8211; Research About Fresh Projects\/Localities\">C &#8211; Research About Fresh Projects\/Localities<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#2_%E2%80%93_Finance\" title=\"2 &#8211; Finance\">2 &#8211; Finance<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#A_%E2%80%93_Check_Your_Affordability\" title=\"A &#8211; Check Your Affordability\">A &#8211; Check Your Affordability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#B_%E2%80%93_Set_Your_Budget\" title=\"B &#8211; Set Your Budget\">B &#8211; Set Your Budget<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#C_%E2%80%93_Check_Your_CIBIL_Credit_Score\" title=\"C &#8211; Check Your CIBIL Credit Score\">C &#8211; Check Your CIBIL Credit Score<\/a><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#How_to_check_your_CIBIL_credit_score\" title=\"How to check your CIBIL credit score?&nbsp;\">How to check your CIBIL credit score?&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#D_%E2%80%93_Find_A_Right_Home_Loan\" title=\"D &#8211; Find A Right Home Loan\">D &#8211; Find A Right Home Loan<\/a><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#E-_Secure_DeedsDocuments\" title=\"E- Secure Deeds\/Documents\">E- Secure Deeds\/Documents<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#3_%E2%80%93_Chennai_HomesApartments_Type\" title=\"3 &#8211; Chennai Homes\/Apartments Type\">3 &#8211; Chennai Homes\/Apartments Type<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#4_%E2%80%93_Your_Local_Guide_For_Chennai\" title=\"4 &#8211; Your Local Guide For Chennai!\">4 &#8211; Your Local Guide For Chennai!<\/a><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#Tamilnadus_RERA_and_its_rules_and_regulations\" title=\"Tamilnadu&#8217;s RERA and its rules and regulations&nbsp;\">Tamilnadu&#8217;s RERA and its rules and regulations&nbsp;<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_To_Buy_A_House_In_Chennai\"><\/span>How To Buy A House In Chennai?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Local_guide_for_home_buying_in_Chennai\"><\/span>Local guide for home buying in Chennai<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Requirements\"><\/span>Requirements<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/lh5.googleusercontent.com\/_50HjbeRLRz7BbF0jOdIB-HuTojTX3907D16iUNqjvLxwx-icqSjnTYxvWdbHmYB9_OAQaQaDieE5qd5ExYaKaUKebFf9RLZviiKT-8NrkcbCniSCIkO4Bg9iZgjoQCCd3C2QApIbcvJ37tn6hzeomzgjDsv-zqcnIwyWhMdRlpOWnRvrC8ZKlbPnG5heQ\" width=\"332\" height=\"251\"><\/h4>\n\n\n\n<p>Requirements<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Are_Your_Needs_In_A_Home\"><\/span>What Are Your Needs In A Home?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>What thoughts come to mind when you consider <a href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-new-house\/\">purchasing a new home<\/a>? Do you visualize your ideal home in your mind? That&#8217;s great. Let&#8217;s put all of that knowledge to use and make your home-buying dream a reality.&nbsp;<a href=\"https:\/\/propertycloud.in\/project\/location\/chennai\">Chennai<\/a> is a metropolitan city with extensive commercial sectors. Chennai has developed a thriving real estate market. A prospective home buyer would have little trouble finding various sorts of property in this city.<\/p>\n\n\n\n<p>&nbsp;Whatever home type you are looking for, whether it is a flat, or an individual house, you will find every type of property here it&#8217;s just you have to be clear in your choices. Before making any decision you should know that every type of property has its own set of advantages. Some basic Needs you can consider<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A kitchen with good space&nbsp;<\/li>\n\n\n\n<li>bathrooms with toilet, sink, shower, and\/or bath (one or two as per your BHK) Bedrooms&nbsp;<\/li>\n\n\n\n<li>Storage space&nbsp;<\/li>\n\n\n\n<li>Utilities&nbsp;<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"B_%E2%80%93_Research_the_home-buying_process\"><\/span>B &#8211; Research the home-buying process&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Before investing money, you should always conduct research. Buying a house is not like buying clothes; you cannot take immediate action. Purchasing a home is a lengthy process. If you are unable to physically visit every location, use online research to get a sense of cost, and of course, make a final decision through a physical visit. We have more than 500 verified properties. You can explore <a href=\"https:\/\/propertycloud.in\/blog\/let-out-property\/\">You can explore let-out properties<\/a> which you should be aware of.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh4.googleusercontent.com\/OeEhpXT4t0a0cO9i_QviUJiIhquR2rptOlGZkTaRCp0-XM4xh8a2w9R2t5bix833GQo7v1TU1u3QvrO95atxUu6T6ubwodaquTV2ObSr_0Kd3UPXyjOndjwiEs6jcgf1aXBS3SAC8QnoT5NfOPOa__5RuCDczV1zp8eiFE-KtOQf9TOdosecbP18thZG7w\" alt=\"\"\/><\/figure>\n\n\n<div class=\"wpforms-container wpforms-container-full wpforms-block wpforms-block-7cc40b9f-64ea-4b50-a448-3235ae5a3cd9\" id=\"wpforms-168\"><form id=\"wpforms-form-168\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"168\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/blog\/wp-json\/wp\/v2\/posts\/282\" data-token=\"255b5ff778c14309deb61de2c85c8a49\" data-token-time=\"1779195851\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-168-field_1-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-168-field_1\">Name  <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-168-field_1\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][1]\" required><\/div><div id=\"wpforms-168-field_2-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-168-field_2\">Contact No  <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-168-field_2\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][2]\" required><\/div><div id=\"wpforms-168-field_3-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-168-field_3\">Email ID <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-168-field_3\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][3]\" required><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"168\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/propertycloud.in\/blog\/wp-json\/wp\/v2\/posts\/282\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-168\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertycloud.in\/blog\/wp-content\/plugins\/wpforms-lite\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"C_%E2%80%93_Research_About_Fresh_ProjectsLocalities\"><\/span>C &#8211; Research About Fresh Projects\/Localities<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Booking properties\/apartments before the launch date of the property are mostly ordinary everywhere as well as in Chennai real estate. Under-construction or pre-launch projects have benefits, but you have to investigate before making a deal into such a project so that you can be aware of scams. Research if the builder is gaslighting or stating facts.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check whether the builder has a development agreement from the landowner.&nbsp;<\/li>\n\n\n\n<li>Check if the builder has a document that shows common terms and conditions of building a property have been agreed upon by both parties.&nbsp;<\/li>\n\n\n\n<li>Check if the approved plan is showing on the construction site.<\/li>\n\n\n\n<li>If the property project is complete, then ask the builder if he has the right to transfer the property or not, for this you will need to check the allotment letter. You must receive all documents for a secured transaction.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E2%80%93_Finance\"><\/span>2 &#8211; Finance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/gorJ2xHjqq8-Xi0ZdzACE9JD1s4N1qoHL5uD0UlCevDIEVUSq_-_AXg640FNgVutblzTNCPMJwUXNCbE4tydhXu89FQdj3AWbSJ2rQ1kI5iwz2jSkXMOqrqqOlXcGfl-a3GpcKqjhx7XJMusRS7QGVelI2q_VdcszsTiBKDVaJO-gbfsEYq9MpRYmf4Cew\" alt=\"\"\/><figcaption class=\"wp-element-caption\"> Finance<\/figcaption><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"A_%E2%80%93_Check_Your_Affordability\"><\/span>A &#8211; Check Your Affordability<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Can you afford it? no, it is not just about home buying costs, including other costs as well. Before buying a home, you should be financially disciplined. Here are some costs that you should consider before buying a home.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Stamp duty charges&nbsp;<\/li>\n\n\n\n<li>Down payment (for loan)&nbsp;<\/li>\n\n\n\n<li>Moving costs After moving expenses (Floor\/painting, fixing utilities, and adding furniture)&nbsp;<\/li>\n\n\n\n<li>Household expenses and needy items right after moving etc.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"B_%E2%80%93_Set_Your_Budget\"><\/span>B &#8211; Set Your Budget<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Make a budget especially when you are a first-time home buyer. don&#8217;t spend money on some unnecessary process, and don&#8217;t get confused after seeing lots of expenses. Make a budget beforehand when planning to buy a new home.&nbsp;<\/p>\n\n\n\n<p>You can start making a budget with a chart after that:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>First, write down what is most needed.&nbsp;<\/li>\n\n\n\n<li>Predict your expenses and write them down For example booking amount, stamp duty charges, home buying costs, utility fixing expenses, small-big household expenses, etc.&nbsp;<\/li>\n\n\n\n<li>Stick to your budget, and you will eventually find the perfect home for you.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"C_%E2%80%93_Check_Your_CIBIL_Credit_Score\"><\/span>C &#8211; Check Your CIBIL Credit Score<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Your CIBIL credit score will determine whether or not you are approved for a loan. Having a good CIBIL score will help you get loans faster and makes it less complicated. It is not like if you do not have a CIBIL score, you can not take the loan.&nbsp;<\/p>\n\n\n\n<p>When you borrow a loan for the first time it generates your cibil. CIBIL is the shorthand for Credit Information Bureau India Limited. It is a credit information company licensed by the Reserve Bank of India.&nbsp;<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_check_your_CIBIL_credit_score\"><\/span>How to check your CIBIL credit score?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>For checking your CIBIL credit score all you have to do is visit the <a href=\"https:\/\/www.cibil.com\/\">cibil website<\/a> and request your cibil report. You will have to provide personal details such as name, date of birth, gender, PAN number, etc. After completing the verification process, you can have your CIBIL report, but for additional information, you may have to make a fee payment.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"D_%E2%80%93_Find_A_Right_Home_Loan\"><\/span>D &#8211; Find A Right Home Loan<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"has-white-background-color has-background\">Home loans simplify the home-buying process and provide tax benefits. Who wouldn&#8217;t like to save money? To choose a bank with a cheap interest rate, look online.&nbsp;<\/p>\n\n\n\n<p>The following is a list of banks and their home loan interest rates.<\/p>\n\n\n\n<div class=\"wptb-table-container wptb-table-390\"><div class=\"wptb-table-container-matrix\" id=\"wptb-table-id-390\" data-wptb-version=\"1.5.0\" data-wptb-pro-status=\"false\"><table class=\"wptb-preview-table wptb-element-main-table_setting-390\" data-reconstraction=\"1\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-table-tds-sum-max-width=\"394.44444\" data-wptb-cells-width-auto-count=\"3\" data-wptb-horizontal-scroll-status=\"false\" data-wptb-extra-styles=\"LyogRW50ZXIgeW91ciBjdXN0b20gQ1NTIHJ1bGVzIGhlcmUgKi8=\" role=\"table\" data-table-columns=\"3\"><tbody><tr class=\"wptb-row\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"0\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-1\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 65%;\" class=\"\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"2160\" width=\"3840\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/Bank-of-Baroda-logo.png\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"0\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-190\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/www.bankofbaroda.in\/personal-banking\/loans\/home-loan\/baroda-home-loan\" href=\"https:\/\/www.bankofbaroda.in\/personal-banking\/loans\/home-loan\/baroda-home-loan\" data-mce-selected=\"inline-boundary\">Bank Of Baroda<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"0\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-191\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.25% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"1\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-2\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 68%;\" class=\"\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"2160\" width=\"3840\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/Bank-of-India-logo.png\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"1\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-187\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/\" data-mce-selected=\"inline-boundary\">Bank Of India<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"1\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-188\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.30% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"2\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-3\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 58%;\" class=\"\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"147\" width=\"300\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/hdfc-home-loan-logo.jpg\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"2\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-184\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/www.hdfc.com\/housing-loans\/home-loans#salaried\" href=\"https:\/\/www.hdfc.com\/housing-loans\/home-loans#salaried\" data-mce-selected=\"inline-boundary\">HDFC Home Loans<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"2\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-185\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.20% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"3\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-4\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 66%;\" class=\"\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"666\" width=\"2560\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/Axis_Bank_logo.svg.png\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"3\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-181\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/www.axisbank.com\/retail\/loans\/home-loan\/axis-bank-home-loan\/interest-rates-charges#menuTab\" href=\"https:\/\/www.axisbank.com\/retail\/loans\/home-loan\/axis-bank-home-loan\/interest-rates-charges#menuTab\" data-mce-selected=\"inline-boundary\">Axis Bank<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"3\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-182\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.60% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"4\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-5\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 64%;\" class=\"\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"97\" width=\"368\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/canara-bank-logo.png\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"4\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-178\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/canarabank.com\/User_page.aspx?othlink=13\" href=\"https:\/\/canarabank.com\/User_page.aspx?othlink=13\" data-mce-selected=\"inline-boundary\" style=\"color: rgb(74, 85, 104);\">Canara Bank<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"4\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-179\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.80% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"5\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-6\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 62%;\" class=\"\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"280\" width=\"800\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/IDFC-Logo.jpg\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"5\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-175\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/www.idfcfirstbank.com\/personal-banking\/loans\/home-loan\" href=\"https:\/\/www.idfcfirstbank.com\/personal-banking\/loans\/home-loan\" data-mce-selected=\"inline-boundary\" style=\"color: rgb(74, 85, 104);\">IDFC First Bank<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"5\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-176\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.45% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"6\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-7\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 60%;\" class=\"\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"500\" width=\"900\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/Bank-of-Maharashtra-Limited-Logo-2.jpg\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"6\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-172\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/bankofmaharashtra.in\/personal-banking\/loans\/home-loan\" href=\"https:\/\/bankofmaharashtra.in\/personal-banking\/loans\/home-loan\" data-mce-selected=\"inline-boundary\">Bank Of Maharashtra<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"6\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-173\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.00% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"7\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-8\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 53%;\" class=\"\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"500\" width=\"500\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/Indian-Overseas-Bank-Home-Loan-Interest-Rates.jpg\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"7\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-169\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/www.iob.in\/Lending_Interest_Rates\" href=\"https:\/\/www.iob.in\/Lending_Interest_Rates\" data-mce-selected=\"inline-boundary\">India Overseas Bank<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"7\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-170\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.95% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"8\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-9\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 85%;\" class=\"\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"498\" width=\"2560\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/punjab-national-bank-home-loan-rates-2023.png\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"8\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-166\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/www.pnbindia.in\/interst-rate-on-advances-linked-to-mclr.html#housingloan\" href=\"https:\/\/www.pnbindia.in\/interst-rate-on-advances-linked-to-mclr.html#housingloan\" data-mce-selected=\"inline-boundary\">Punjab National Bank<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"8\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-167\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.20% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" data-y-index=\"9\" data-x-index=\"0\" style=\"border: 1px solid rgb(209, 209, 209);\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-10\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 52%;\" class=\"\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"2800\" width=\"4519\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/dbs_logo.png\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"9\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-163\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/www.dbs.com\/digibank\/in\/loans\/home-loan\/home-loan\" href=\"https:\/\/www.dbs.com\/digibank\/in\/loans\/home-loan\/home-loan\" data-mce-selected=\"inline-boundary\" style=\"color: rgb(74, 85, 104);\">DBS Bank<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"9\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-164\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.25% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"10\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-11\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 100%;\" class=\"\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"48\" width=\"488\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/Saraswat-Bank-logo.png\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"10\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-193\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/www.saraswatbank.com\/content.aspx?id=Vastu-Siddhi-Home-Loan\" href=\"https:\/\/www.saraswatbank.com\/content.aspx?id=Vastu-Siddhi-Home-Loan\" data-mce-selected=\"inline-boundary\">Saraswat Bank Home Loan<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"10\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-194\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.50% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"11\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-12\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 94%;\" class=\"\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"79\" width=\"425\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/logo-35.png\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"11\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-196\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/www.pnbindia.in\/interst-rate-on-advances-linked-to-mclr.html#housingloan\" href=\"https:\/\/www.pnbindia.in\/interst-rate-on-advances-linked-to-mclr.html#housingloan\" data-mce-selected=\"inline-boundary\">PNB Housing Finance&nbsp;<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"11\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-197\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.75% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><tr class=\"wptb-row\"><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"0\" data-y-index=\"12\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-image-container wptb-ph-element wptb-element-image-14\" data-wptb-image-alignment=\"center\"><div class=\"wptb-image-wrapper\">            <a style=\"display: block; width: 59%;\">                                <img loading=\"lazy\" decoding=\"async\" class=\"wptb-image-element-target\" height=\"900\" width=\"1200\" src=\"\/\/propertycloud.in\/blog\/wp-content\/uploads\/2023\/01\/Kotak-Mahindra-Bank-Logo.jpg\" style=\"width: 100%;\">            <\/a>        <\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"1\" data-y-index=\"12\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-199\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p><a data-mce-href=\"https:\/\/www.kotak.com\/en\/personal-banking\/loans\/home-loan.html\" href=\"https:\/\/www.kotak.com\/en\/personal-banking\/loans\/home-loan.html\" data-mce-selected=\"inline-boundary\">Kotak Mahindra Bank&nbsp;<\/a><\/p><\/div><\/div><\/td><td class=\"wptb-cell\" style=\"border: 1px solid rgb(209, 209, 209);\" data-x-index=\"2\" data-y-index=\"12\" data-wptb-css-td-auto-width=\"true\"><div class=\"wptb-text-container wptb-ph-element wptb-element-text-200\" style=\"color: rgb(74, 85, 104); font-size: 15px;\"><div class=\"\" style=\"position: relative;\"><p>8.30% p.a. onwards<\/p><\/div><\/div><\/td><\/tr><\/tbody><\/table><\/div><\/div>\n\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check Eligibility&nbsp;<\/li>\n\n\n\n<li>Check pre-approved loan offers&nbsp;<\/li>\n\n\n\n<li>Execute the sale agreement Your Aadhar card, PAN card, passport-size photo, wage slip, and 6-month bank statement are the documents you must provide.&nbsp;<\/li>\n\n\n\n<li>Fill out the home loan application.&nbsp;<\/li>\n\n\n\n<li>Submit property documents&nbsp;<\/li>\n\n\n\n<li>Preparing the sale deed Home&nbsp;<\/li>\n\n\n\n<li>loan disbursement&nbsp;<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"E-_Secure_DeedsDocuments\"><\/span>E- Secure Deeds\/Documents<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Secure your documents related to your home for no future trouble. Some essential documents and deeds that you must secure.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bargain And Sale Deed&nbsp;<\/li>\n\n\n\n<li>Quitclaim Deed&nbsp;<\/li>\n\n\n\n<li>Deed of Trust&nbsp;<\/li>\n\n\n\n<li>Warranty Deed&nbsp;<\/li>\n\n\n\n<li>Grant Deed NOC (No objection certificate)&nbsp;<\/li>\n\n\n\n<li>Allotment Letter&nbsp;<\/li>\n\n\n\n<li>Possession Letter&nbsp;<\/li>\n\n\n\n<li>Khata Certificate&nbsp;<\/li>\n\n\n\n<li>Payment Receipts&nbsp;<\/li>\n\n\n\n<li>Property Tax Receipts&nbsp;<\/li>\n\n\n\n<li>Completion Certificate<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%E2%80%93_Chennai_HomesApartments_Type\"><\/span>3 &#8211; Chennai Homes\/Apartments Type<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>There are major four types of property categories of real estate which applies everywhere:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Residential Property<\/li>\n\n\n\n<li>Commercial Property<\/li>\n\n\n\n<li>Industrial Property<\/li>\n\n\n\n<li>Raw land Property<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh5.googleusercontent.com\/NLcrJSqq1Zz9S9cNyiFtecZgRYaCjZZDBCpTmWpFBCAsWd30YFBA8vbfO1wfG3TDkbq7e0QaaJF1aiiKzTkHYl-omusAcuxvoLhMiGwjU3JHWPd5s8ZUwGd_o4dwu3n0x8lzac_Br3u2RKaEl_LiydBySdRVLylr7qxIOvlWPLHBYiRGbUlwPP12lZhUEQ\" alt=\"\"\/><\/figure>\n\n\n\n<p><a href=\"https:\/\/propertycloud.in\/projects\/chennai\/prestige-windsor-park\">Prestige Windsor Park &#8211; Vanagaram, Near Poonamallee Chennai<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%E2%80%93_Your_Local_Guide_For_Chennai\"><\/span>4 &#8211; Your Local Guide For Chennai!<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh6.googleusercontent.com\/H_KqyuN6dgP961HVyATMXO0Tv6eczBF-_ZuiLe6RO8A86AnoqytbygO_pWo6kopFcI-wWS2I4eC8Lmo4-vu-gWdEgHH8r9PQChn1OMjUPZpeCXZ0Tjj-FD8-tnkmxjn_ON5vGS3lgkIJnRFmjIg4t0nsOk49SoZN6SDOlgTjQ0SMJDE1T_lhRpTgR4guew\" alt=\"\"\/><figcaption class=\"wp-element-caption\">Your local guide for Chennai<\/figcaption><\/figure>\n\n\n\n<p>Comparing <a href=\"https:\/\/propertycloud.in\/blog\/cost-of-living-in-chennai-vs-bangalore\/\">the cost of living between Chennai and Bangalore<\/a> is essential for individuals considering the capital city of Tamil Nadu, known as the gateway to South India. Located in the coastal region along the Bay of Bengal, Chennai serves as the economic activity center of southern India. Notably, from January to June 2022, south Chennai accounted for 58% of the recorded sales.&nbsp;<\/p>\n\n\n\n<p>The south micro-market location OMR and GST road attract buyers because of the attractive and affordable locations such as Poonamalle, Porur, and Valasaravakkam. The supply and demand in the Chennai home market have been delicately balanced. Despite being a price-sensitive market with generally stable values, sales volumes have remained stable over the last 24 months.<\/p>\n\n\n\n<p>We all know how popular Chennai is for IIT, IT, and Industrial hubs as well as the availability of schools, colleges, and hospitals. These facilities have made areas like OMR and ECR top-tier locations for home\/property buyers in Chennai. <\/p>\n\n\n\n<p>Other top-tier locations are GST road, Anna Nagar, Velachery, and Tambaram, where houses sell fast. Consider also <a href=\"https:\/\/propertycloud.in\/blog\/mahindra-nestalgia-pimpri-pune\/\">Mahindra Nestalgia Apartments, Pimpri<\/a>, Pune, which mirrors these advantages in a different city.\u00a0<\/p>\n\n\n\n<h6 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Tamilnadus_RERA_and_its_rules_and_regulations\"><\/span><em>Tamilnadu&#8217;s RERA and its rules and regulations&nbsp;<\/em><span class=\"ez-toc-section-end\"><\/span><\/h6>\n\n\n\n<p>In March 2016, the Tamilnadu Real Estate Regulatory Authority was established to ensure transparency and efficiency in real estate transactions. The TRERA has the authority to hear any disputes that arise between parties in both Tamil Nadu and the Andaman and Nicobar Islands. They also handle registration for new projects, agents, builders, and so on.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chennai city is famous for many things, and buying a home in such a popular city would be great. The first step you have to do is to know your requirements.<\/p>\n","protected":false},"author":10,"featured_media":284,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"table_tags":[],"class_list":["post-282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-guide"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Buy a House in Chennai: Your Local Guide<\/title>\n<meta name=\"description\" content=\"Chennai city is famous for many things, and buying a home in such a popular city would be great. The first step you have to do is to know your requirements.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Buy a House in Chennai: Your Local Guide\" \/>\n<meta property=\"og:description\" content=\"Chennai city is famous for many things, and buying a home in such a popular city would be great. The first step you have to do is to know your requirements.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/\" \/>\n<meta property=\"og:site_name\" content=\"PropertyCloud\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PropertyCloud-2002898976696062\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-31T06:08:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-26T07:47:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/propertycloud.in\/blog\/wp-content\/uploads\/2022\/12\/chennai-city-arial-view.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"509\" \/>\n\t<meta property=\"og:image:height\" content=\"338\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ayushya Kanojia\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ayushya Kanojia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/\"},\"author\":{\"name\":\"Ayushya Kanojia\",\"@id\":\"https:\/\/propertycloud.in\/blog\/#\/schema\/person\/071a37c66fc3af302ba0012d53ed933e\"},\"headline\":\"How to Buy a House in Chennai: Your Local Guide\",\"datePublished\":\"2022-12-31T06:08:47+00:00\",\"dateModified\":\"2024-08-26T07:47:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/\"},\"wordCount\":1390,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/propertycloud.in\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/propertycloud.in\/blog\/wp-content\/uploads\/2022\/12\/chennai-city-arial-view.jpg\",\"articleSection\":[\"Buying Guide\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/\",\"url\":\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/\",\"name\":\"How to Buy a House in Chennai: Your Local Guide\",\"isPartOf\":{\"@id\":\"https:\/\/propertycloud.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/propertycloud.in\/blog\/how-to-buy-a-house-in-chennai\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/propertycloud.in\/blog\/wp-content\/uploads\/2022\/12\/chennai-city-arial-view.jpg\",\"datePublished\":\"2022-12-31T06:08:47+00:00\",\"dateModified\":\"2024-08-26T07:47:58+00:00\",\"description\":\"Chennai city is famous for many things, and buying a home in such a popular city would be great. 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